The Wise Card is a debit card linked to your Wise account that lets you spend money in multiple currencies around the world. You can use the card online and in stores in 40+ currencies across 160 countries and territories, with support for Apple Pay and Google Pay.
The Wise Card is designed for people who travel, shop internationally, get paid in different currencies, or want a simpler way to spend abroad. Instead of relying on a traditional bank card with possible foreign transaction markups, the Wise Card works with the money in your Wise account and can automatically convert currencies when needed.
Plus, if you already hold the local currency in your account the card will use it first, skipping exchange fees. If not, it can auto-convert your balance at the current rate, with a conversion fee shown by Wise.
A lot of bank cards add hidden costs when you spend in another currency. The Wise Card is built for international spending, so it is especially useful for:
travelers
digital nomads
freelancers
remote workers
online shoppers buying from other countries
anyone who wants to hold and spend multiple currencies more easily
Wise positions the card as a more international way to spend, with support for multi-currency balances and spending abroad.
You can spend directly from supported balances in your Wise account. Wise’s card works in 40+ currencies.
The card can be used in 160 countries and territories, making it useful for international travel and cross-border spending.
You do not always need to wait for a physical card. You can create a digital card and start using it right away with supported wallets.
The card works with Apple Pay and Google Pay, so you can tap to pay with your phone where supported.
You can use the card at ATMs around the world that support it. Users can withdraw cash from more than 3 million ATMs worldwide, with Wise-fee-free withdrawals up to £200 per month, though limits and pricing can vary by country and card issuer region.
The Wise Card is connected to your Wise account. When you make a purchase, Wise will generally use the balance you already hold in the payment currency first. If you do not have enough in that currency, Wise can convert from another balance automatically. Wise says this conversion uses the current rate with a transparent conversion fee.
That means you can hold multiple currencies in one account and spend more flexibly when you travel or shop internationally.
The Wise Card is best for people who:
travel often
spend money in different currencies
want to avoid typical bank foreign spending markups
need a digital card quickly
already use a Wise account for transfers or holding multiple currencies
For people who mainly spend in one country and one currency, a normal bank card may be enough. But for people who spend in multiple currienies, travel, or send money to different countries often, the Wise Card could be very beneficial.
Card features and limits can vary depending on where your card was issued. For example, cards issued in Canada cannot be used for local ATM withdrawals within Canada, but can be used for international ATM withdrawals while traveling. Spending limits and ATM rules vary by country.
The Wise Card is built for international spending. It gives users a way to hold multiple currencies, spend in 40+ currencies, use a card in 160 countries and territories, and get started quickly with a digital card and mobile wallet support. For travelers, remote workers, and people who use money across borders, it can be a much more flexible option than a standard debit card.
Sign up for Wise using referral link https://wise.com/invite/dic/jermain to get your first transfer for free (fees will be waived on your first $800 of transfers). You can transfer more than $800 but the fees will only be waived on the first $800.